HDFC International ATM Withdrawal Charges: Find out how much it costs

HDFC international ATM withdrawal charges

When you are traveling abroad, it is essential to be aware of the charges associated with withdrawing money from HDFC ATMs. These charges can vary depending on the country you are visiting and the type of card you are using. By understanding the fees involved, you can effectively manage your finances and avoid any unexpected expenses.

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HDFC offers a range of debit and credit cards that can be used internationally, allowing you to access your funds easily while you are abroad. However, it is important to note that there may be certain fees and charges associated with using these cards outside of India.

One of the key charges to consider is the ATM withdrawal fee. This is the fee incurred each time you withdraw cash from an ATM outside of India using your HDFC card. The charge can vary depending on the type of card you have, including whether it is a debit or credit card, as well as the country where the ATM is located. It is advisable to check with HDFC or refer to your card’s terms and conditions to find out the specific charges applicable to your card.

In addition to the ATM withdrawal fee, there may also be currency conversion charges. These charges are applicable when you withdraw cash in a currency different from that of your card. HDFC may charge a certain percentage of the transaction amount or a flat fee for converting the currency. It is important to be aware of these charges as they can impact the overall cost of your international transactions.

Remember to plan ahead and consider the charges associated with international ATM withdrawals when budgeting for your trip. By understanding these costs, you can make informed decisions about how and when to access your funds, ensuring a smooth and financially responsible travel experience.

HDFC International ATM Withdrawal Charges

If you are a customer of HDFC Bank and plan to travel abroad, it is important to know the charges for international ATM withdrawals. HDFC Bank has a transparent fee structure for ATM withdrawals made outside of India, ensuring that you are aware of the costs involved.

When using an international ATM with your HDFC Bank debit card, the following charges may apply:

Type of Transaction	Charges
Balance Inquiry	No charges
Cash Withdrawal	Up to ₹125 per transaction
Currency Conversion Charges	3.5% of the transaction amount
International ATM Charges	₹25 per transaction

It is important to note that these charges may vary based on the type of card you hold and the country you are visiting. Some international ATMs may also impose their own charges, which will be in addition to the charges levied by HDFC Bank.

Before using an international ATM, it is advisable to check the charges and fees with HDFC Bank to ensure that you are aware of the total cost involved in the transaction. This will help you plan and manage your finances effectively while traveling abroad.

Discover the Cost of Withdrawing Cash from HDFC International ATMs

When traveling abroad, it’s essential to be aware of the charges associated with using international ATMs. For HDFC Bank customers, understanding the cost of withdrawing cash from HDFC International ATMs can help you plan your finances better and avoid any surprises.

HDFC Bank offers multiple types of cards, including debit and credit cards, that can be used internationally. However, it’s important to note that different charges may apply depending on the type of card and the location of the ATM.

For international cash withdrawals, HDFC Bank typically charges a fee that consists of two components: the currency conversion fee and the transaction fee. The currency conversion fee is a percentage of the transaction amount and is applied to convert the foreign currency into the local currency of your HDFC card. The transaction fee, on the other hand, is a fixed amount charged for each withdrawal made at an international ATM.

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It’s worth noting that the charges for international ATM withdrawals vary depending on the type of HDFC card you have. Some cards may have lower fees or even waive the currency conversion fee entirely, making them more cost-effective for international travel.

To find out the specific charges applicable to your HDFC card, you can visit the HDFC Bank website or contact their customer service. It is also advisable to inform the bank about your travel plans in advance to ensure that your card is activated for international use and to avoid any inconvenience while abroad.

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In conclusion, being aware of the cost of withdrawing cash from HDFC International ATMs can help you plan your finances and make informed decisions while traveling abroad. By understanding the charges associated with international ATM withdrawals, you can choose the most cost-effective card and minimize any additional expenses.

Understanding the Charges for International ATM Withdrawals at HDFC

When traveling internationally, it is important to be aware of the charges associated with using ATMs. HDFC bank provides convenient access to cash through their network of ATMs worldwide. However, there are certain charges that you need to be familiar with before making international withdrawals.

HDFC bank charges a fee for international ATM withdrawals, which may vary depending on the type of account you hold. For regular savings accounts, the fee is typically a percentage of the transaction amount, with a minimum charge applied. If you have a premium account or a special type of account, the charges may be different.

In addition to the fee charged by HDFC bank, you should also be aware that there may be charges imposed by the ATM operator or network. These charges are separate from the HDFC charges and may vary depending on the country and the particular ATM used.

To avoid unexpected charges and excessive fees, it is recommended to plan your cash withdrawals in advance during your international travels. Consider withdrawing larger amounts at once to minimize the impact of multiple transaction fees.

It is also a good idea to check with HDFC bank for the exact charges before your trip, as these fees may be subject to change. By understanding the charges for international ATM withdrawals at HDFC bank, you can be better prepared and manage your finances more efficiently while traveling abroad.

FAQ:

What are the charges for international ATM withdrawals from HDFC Bank?

HDFC Bank charges Rs. 150 per transaction for international ATM withdrawals.

Are there any additional charges for foreign currency conversion?

Yes, HDFC Bank charges 2.5% or a minimum of Rs. 100 for foreign currency conversion for international ATM withdrawals.

Can I use my HDFC Bank debit card to withdraw money from ATMs abroad?

Yes, you can use your HDFC Bank debit card to withdraw money from ATMs abroad. However, there are charges associated with international ATM withdrawals.

Are there any daily withdrawal limits for international ATM withdrawals?

Yes, HDFC Bank has set a daily withdrawal limit of Rs. 50,000 for international ATM withdrawals.

Are there any additional charges for using international ATMs for balance inquiry?

No, HDFC Bank does not charge any additional fees for balance inquiry at international ATMs. However, normal international ATM withdrawal charges will apply.