Best UK Credit Cards with No Foreign Transaction Fees in 2021

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Best UK Credit Cards with No Foreign Transaction Fees

Travelling overseas can be an exciting adventure, but the last thing you want to worry about is the extra fees that come with using your credit card abroad. Luckily, there are credit cards available in the UK that offer foreign transaction fee waivers, allowing you to make purchases in foreign currencies without any additional charges.

One of the best credit cards for travellers is the Barclaycard Platinum Travel Credit Card. With this card, you can enjoy fee-free transactions worldwide, making it ideal for frequent travellers. This card also offers a range of travel benefits, including complimentary airport lounge access and travel insurance coverage.

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Another great option is the Halifax Clarity Credit Card. This card not only has no foreign transaction fees, but it also offers competitive exchange rates, making it a cost-effective choice for international purchases. Additionally, the card does not charge any cash withdrawal fees, making it perfect for accessing local currency while abroad.

If you prefer a credit card with a rewards program, the Santander Zero Credit Card may be the right choice for you. This card not only has no foreign transaction fees, but it also offers cashback rewards on eligible purchases. This makes it a great option for travellers who want to earn rewards while enjoying fee-free transactions abroad.

In conclusion, if you’re a UK resident and frequently travel abroad, having a credit card with no foreign transaction fees can save you a significant amount of money. Consider the Barclaycard Platinum Travel Credit Card, Halifax Clarity Credit Card, or Santander Zero Credit Card for fee-free transactions and additional travel benefits. With these credit cards, you can focus on enjoying your travels without worrying about extra charges.

Best UK Credit Cards

When it comes to credit cards, finding one that offers benefits like no foreign transaction fees can be a game-changer, especially if you frequently travel abroad. These credit cards allow you to make purchases in other currencies without incurring additional charges.

To help you find the best credit card that suits your needs, we have compiled a list of some of the top options available in the UK:

Card NameAnnual FeeForeign Transaction FeeAdditional Benefits
Card 1£00%Rewards program, travel insurance
Card 2£500%Airline miles, airport lounge access
Card 3£00%Interest-free introductory period, cashback
Card 4£1000%Concierge service, luxury hotel benefits

These credit cards offer a range of benefits in addition to no foreign transaction fees. Whether you’re looking for rewards, travel perks, or cashback, there’s a credit card on this list that will suit your needs.

Remember to always read the terms and conditions of each credit card to fully understand the fees, interest rates, and any additional benefits they offer. Additionally, it’s important to manage your credit responsibly and make timely payments to avoid any negative impacts on your credit score.

No Foreign Transaction Fees in 2021

When traveling abroad, it can be frustrating to have to pay additional fees every time you use your credit card. However, there are credit cards available in the UK in 2021 that do not charge any foreign transaction fees. This means that you can use your card for purchases in other currencies without incurring any extra charges.

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Having a credit card with no foreign transaction fees can save you a significant amount of money, especially if you travel frequently or make online purchases from international sellers. These cards often provide competitive exchange rates, making them a convenient and cost-effective option.

Some of the best UK credit cards with no foreign transaction fees in 2021 include:

  • Barclaycard Platinum Cashback Plus
  • Halifax Clarity Credit Card
  • Tandem Credit Card
  • Nationwide Select Credit Card
  • Cumberland Plus Credit Card

Each of these credit cards offers different features and benefits, so it’s important to compare them and choose the one that best suits your needs. Some cards may also offer additional perks such as cashback on purchases, travel insurance, or no annual fees.

When selecting a credit card with no foreign transaction fees, it’s also worth considering the card’s acceptance network. Cards that are part of major networks like Visa or Mastercard tend to be widely accepted worldwide, making them a convenient choice for international travelers.

Overall, having a credit card with no foreign transaction fees can be a smart financial choice for those who frequently travel abroad or make purchases in other currencies. By avoiding these fees, you can save money and have greater flexibility when it comes to managing your finances while abroad.

Top Credit Cards

Here are some of the top credit cards in the UK with no foreign transaction fees in 2021:

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Credit CardAnnual FeeRepresentative APRBenefits
1. Barclaycard Platinum Travel Credit CardNo annual fee19.9% (variable)- No foreign transaction fees- No cash withdrawal fees abroad- Contactless payments
2. Virgin Money Travel Credit CardNo annual fee21.9% (variable)- No foreign transaction fees- No cash withdrawal fees abroad- Worldwide acceptance
3. Aqua Reward Credit CardNo annual fee34.9% (variable)- No foreign transaction fees- Earn cashback on purchases- Suitable for people with bad credit
4. Tandem Credit CardNo annual fee18.9% (variable)- No foreign transaction fees- Cashback on purchases- Fee-free cash withdrawals abroad
5. Halifax Clarity Credit CardNo annual fee19.9% (variable)- No foreign transaction fees- No cash withdrawal fees abroad- Commission-free purchases

These are just some of the top credit cards in the UK that offer no foreign transaction fees in 2021. It’s important to compare the features and benefits of each card to find the best one for your needs.

FAQ:

What are the best credit cards in the UK with no foreign transaction fees?

Some of the best credit cards in the UK with no foreign transaction fees include the Halifax Clarity Credit Card, Tandem Credit Card, and Aqua Reward Credit Card.

Are there any credit cards in the UK that don’t charge fees for using them abroad?

Yes, there are several credit cards in the UK that don’t charge foreign transaction fees. Some popular options include the Barclaycard Platinum Travel Credit Card, Starling Bank Credit Card, and Santander Zero Credit Card.

What advantages do credit cards with no foreign transaction fees offer?

Credit cards with no foreign transaction fees offer the advantage of being able to use them abroad without incurring additional charges. This can save you money when traveling or making purchases in a different currency.

How can I apply for a credit card with no foreign transaction fees in the UK?

To apply for a credit card with no foreign transaction fees in the UK, you can visit the website of the credit card provider and fill out an online application. You may be asked to provide personal and financial information as part of the application process.

What other features should I consider when choosing a credit card with no foreign transaction fees?

When choosing a credit card with no foreign transaction fees, you should also consider other features such as the APR (annual percentage rate), credit limit, rewards program, and any additional benefits or perks offered by the card.

Are there any credit cards in the UK that don’t charge foreign transaction fees?

Yes, there are several credit cards in the UK that don’t charge foreign transaction fees. These cards are specifically designed for travelers or people who frequently make purchases in foreign currencies.

What are the benefits of using a credit card with no foreign transaction fees?

Using a credit card with no foreign transaction fees can save you a significant amount of money when traveling abroad. You won’t have to pay a fee every time you make a purchase in a foreign currency, which can add up quickly. Additionally, some of these cards offer additional perks such as travel insurance, airport lounge access, and rewards on your purchases.

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